TL;DR — Linking your HFM account to Expaid earns a cashback rebate of up to $5.20 per forex lot and $10.50 per gold (XAUUSD) lot, paid daily, win or lose. HFM (formerly HotForex) has no minimum deposit and is regulated by the UK FCA and FSCA.
What is HFM cashback?
HFM cashback is a rebate — part of the broker's commission returned to you for every lot you trade. Expaid works with HFM as an introducing broker (IB) and passes most of that commission back to you as a fixed per-lot amount, credited daily, regardless of whether the trade wins or loses.
How much HFM rebate can you earn?
| Instrument | Account | Rebate per lot |
|---|---|---|
| Forex | Premium | $3.20 – $5.20 |
| Gold (XAUUSD) | Premium | $4.50 – $10.50 |
Rates vary by account type and volume. HFM's $0 minimum plus FCA regulation makes it a low-risk way to start earning cashback.
A worked example
Trade 35 forex lots and 8 gold lots in a month and, at the top rates, you earn (35 × $5.20) + (8 × $10.50) = $266 of cashback — paid daily on top of your results. Estimate yours here.
Existing account or new account?
HFM supports linking an existing account under Expaid — keep your funds, spreads and open positions and simply start earning. New to HFM? Open an account through Expaid's link so tracking is on from your first trade. Full steps are on the HFM cashback page.
How you get paid — and is it safe?
Cashback is credited daily into your HFM trading account; use it as margin or withdraw it like any other funds. HFM is regulated by the UK FCA and FSCA, and Expaid never holds your money. Joining is free and your spreads and execution are unchanged.
In our view — HFM balances trust and accessibility: no minimum, respected regulation, and a competitive gold rebate. A solid all-rounder, especially if you value FCA oversight.
Is HFM cashback worth it?
For existing HFM traders it is free money on trades you already place. Weighing brokers? See our broker comparison or the live rate board, then create your Expaid account to start earning.